The Impact of Development Grants on Growth of Smes in Rural Tanzania Essay Example

The Impact of Development Grants on Growth of Smes in Rural Tanzania Essay Graduate Research Pre-Proposal Summery Statement of Intended Research Topic (CONCEPT PAPER) 1. Topic of Research: The suggested research topic is: The Impact of Development Grants on Growth of SMEs in Rural Tanzania. 2. Brief Statement of the Research Problem: Tanzania has recognised the importance of SMEs to the economic developments of the country, and has taken various measures to support their growth. However, despite of the efforts to enhance SMEs growth into the country, still a number of factors limit their growth. One of the many limiting factors is lack of capital to start up businesses by many potential entrepreneurs. This is coupled with the unwillingness of microfinance institutions (MFI) in the country to extend soft loans to rural entrepreneurs for various reasons. As a measure to ensure the rural entrepreneurs get capital to start up small businesses for income generation, the government in collaboration with other development agents have resorted to giving grants to rural communities so to start up small businesses and generate income. Various arguments have been put forward for and against this motive. There are those who support extending grants to business start ups arguing that it enhances growth of SMEs by providing capital to the needy which is otherwise could not be obtained. Others oppose the decision with arguments that grants do not support sustainable growth of SMEs but create dependence syndrome instead (Battle, P. (2007), Khan, M. (2008)). I therefore propose to conduct a study to find out the impact of grants on growth of SMEs in Tanzania, especially the rural areas where MFI credits are minimal or non-existent. I shall take the ongoing programme under TASAF as a case study. We will write a custom essay sample on The Impact of Development Grants on Growth of Smes in Rural Tanzania specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Impact of Development Grants on Growth of Smes in Rural Tanzania specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Impact of Development Grants on Growth of Smes in Rural Tanzania specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Currently TASAF is giving grants to small groups of vulnerable individuals as capital to start up small businesses for income generation and growth. To what extent these grants support growth of the groups? Is sufficient number of groups grew up into sustainable business ventures? 3. Expected Achievements: This study will provide qualitative and quantitative information of the contribution of grants to the growth of SMEs in the country. The information is expected to be vital to policy making towards sustainable and enhanced growth of SMEs and entrepreneurship in the country. 4. Research methods to be used: It is planned that the study shall be carried out through a survey research. Various donors support individuals and groups to start up income generating activities by providing them with funds to finance business start ups. Such programmes include TASAF, SIDO, Compassion international (NGO) etc. These donors currently are running programmes that support individuals and groups interventions to start up and run income generating programmes. The beneficiaries are provided with cash grants that form initial capital to start up small businesses of their choice for the purpose to generate incomes for their subsistence and then development. A survey research with the use of supervised questionnaire is regarded to be the best method to collect data for the study. This method is regarded to be appropriate for the study because it will provide the respondents with guidance on providing answers to the questions and provide further elaborations on questions that may happen to be ambiguous to them. Also the method will facilitate the researcher to collect other qualitative data that otherwise will not be easy to collect.

Free Essays on Moll Flanders

Short Summary of Moll Flanders Moll Flanders is the pseudonym of the heroine of this novel: since she is wanted by the law, she does not wish to reveal her true identity. She was born in Newgate Prison to a mother who was transported to Virginia shortly afterwards for theft, leaving her helpless. Around the age of three she ran away from some gypsies with whom she had apparently been living. A parish took her in and she was given to the care of a nurse, who brought her up to the age of eight. Then she was supposed to go into service, but didn't want to and was allowed to remain with her nurse instead, sewing and spinning. When her nurse died when she was 14 or so, she became a maid-servant in the household of the Mayor, and learned the same lessons as the daughters of the house. The older son of the house seduced her with compliments and money, and they were lovers. Then the younger one fell in love with her also, and wanted to marry her, not being aware of her relationship with his brother. The older one convinced the unwilling girl to marry the younger one, and she lived as his wife until his death a few years later. His parents took charge of the two children from the marriage. Moll then married a gentleman-draper, that is, a tradesman with fine manners. He was agreeable, but spent her money and soon went bankrupt. He broke out of jail and left the country, leaving Moll free to marry again, though perhaps not legally. After a period of time in which Moll helped a friend of hers to regain and humble a disdainful lover, she married a gentleman from Virginia, pretending to be richer than she was, though never saying so outright. He took the discovery of her poverty pretty well, and they went to Virginia. There she met his mother, a former transported convict, who unhappily turned out to be her mother as well. This discovery made Moll leave her brother/husband and children after several years of marriage: after some negotiation... Free Essays on Moll Flanders Free Essays on Moll Flanders Short Summary of Moll Flanders Moll Flanders is the pseudonym of the heroine of this novel: since she is wanted by the law, she does not wish to reveal her true identity. She was born in Newgate Prison to a mother who was transported to Virginia shortly afterwards for theft, leaving her helpless. Around the age of three she ran away from some gypsies with whom she had apparently been living. A parish took her in and she was given to the care of a nurse, who brought her up to the age of eight. Then she was supposed to go into service, but didn't want to and was allowed to remain with her nurse instead, sewing and spinning. When her nurse died when she was 14 or so, she became a maid-servant in the household of the Mayor, and learned the same lessons as the daughters of the house. The older son of the house seduced her with compliments and money, and they were lovers. Then the younger one fell in love with her also, and wanted to marry her, not being aware of her relationship with his brother. The older one convinced the unwilling girl to marry the younger one, and she lived as his wife until his death a few years later. His parents took charge of the two children from the marriage. Moll then married a gentleman-draper, that is, a tradesman with fine manners. He was agreeable, but spent her money and soon went bankrupt. He broke out of jail and left the country, leaving Moll free to marry again, though perhaps not legally. After a period of time in which Moll helped a friend of hers to regain and humble a disdainful lover, she married a gentleman from Virginia, pretending to be richer than she was, though never saying so outright. He took the discovery of her poverty pretty well, and they went to Virginia. There she met his mother, a former transported convict, who unhappily turned out to be her mother as well. This discovery made Moll leave her brother/husband and children after several years of marriage: after some negotiation...

Biography of Horace Greeley

Biography of Horace Greeley The legendary editor Horace Greeley was one of the most influential Americans of the 1800s. He founded and edited the New York Tribune, a  substantial and very popular newspaper of the period. Greeleys opinions, and his daily decisions on what constituted news impacted American life for decades. He was not an ardent abolitionist, yet he was opposed to slavery, and he was involved in the founding of the Republican Party in the 1850s. When Abraham Lincoln came to New York City in early 1860 and essentially began his run for the presidency with his address at Cooper Union, Greeley was in the audience. He became a supporter of Lincoln, and at times, especially in the early years of the Civil War, something of a Lincoln antagonist. Greeley eventually ran as a major candidate for president in 1872, in an ill-fated campaign which left him in very poor health. He died soon after losing the 1872 election. He wrote countless editorials and several books, and is perhaps best known for a famous quote he probably did not originate: â€Å"Go west, young man.† A Printer in His Youth Horace Greeley was born on February 3, 1811, in Amherst, New Hampshire. He received irregular schooling, typical of the time, and became an apprentice at a newspaper in Vermont as a teenager. Mastering the skills of a printer, he worked briefly in Pennsylvania and then moved to New York at the age of 20. He found a job as a newspaper compositor, and within two years he and a friend opened their own print shop. In 1834, with another partner, Greeley founded a magazine, the New Yorker,  a journal devoted to literature, the arts and sciences. The New York Tribune For seven years he edited his magazine, which was generally unprofitable. During this period he also worked for the emerging Whig Party. Greeley wrote leaflets, and at times edited a newspaper, the Daily Whig. Encouraged by some prominent Whig politicians, Greeley founded the New York Tribune in 1841, when he was 30. For the next three decades, Greeley would edit the newspaper, which came to have a profound influence on the national debate. The dominant political issue of the day, of course, was slavery, which Greeley adamantly and vocally opposed. A Prominent Voice in American Life Greeley was personally offended by the sensationalist newspapers of the period and worked to make the New York Tribune a  credible newspaper for the masses. He sought out good writers and is said to be the first newspaper editor to provide bylines for writers. And Greeley’s own editorials and commentaries drew enormous attention. Though Greeley’s political background was with the fairly conservative Whig Party, he advanced opinions which deviated from Whig orthodoxy. He supported womens rights and labor and opposed monopolies. He hired early feminist  Margaret Fuller to write for the Tribune, making her the first female newspaper columnist in New York City. Greeley Shaped Public Opinion in the 1850s In the 1850s Greeley published editorials denouncing slavery, and eventually supported full abolition. Greeley wrote denunciations of the Fugitive Slave Act, the Kansas-Nebraska Act, and the Dred Scott Decision. A weekly edition of the Tribune  was shipped westward, and it was very popular in rural parts of the country. Its believed that Greeleys hardening opposition to slavery helped shape public opinion in the decade leading up to the Civil War. Greeley became one of the founders of the Republican Party and was present as a delegate at its organizing convention in 1856. Greeleys Role in Lincolns Election At the 1860 Republican Party convention, Greeley was denied a seat in the New York delegation because of feuds with local officials. He somehow arranged to be seated as a delegate from Oregon and sought to block the nomination of New York’s William Seward, a former friend. Greeley supported the candidacy of Edward Bates, who had been a prominent member of the Whig Party. But the tempestuous editor eventually put his influence behind Abraham Lincoln. Greeley Challenged  Lincoln Over Slavery During the Civil War Greeley’s attitudes were controversial. He originally believed the southern states should be allowed to secede, but he eventually came to support the war fully. In August 1862 he published an editorial titled â€Å"The Prayer of Twenty Millions† that called for the emancipation of the slaves. The title of the famed editorial was typical of Greeleys presumptuous nature, as it indicated that the entire population of the northern states shared his beliefs. Lincoln Responded  Publicly to Greeley Lincoln wrote a response, which was printed on the front page of the New York Times on August 25, 1862. It contained an oft-quoted passage: â€Å"If I could save the Union without freeing any slave, I would do it; and if I could save it by freeing all the slaves, I would do it; and if I could do it by freeing some and leaving others alone, I would also do that.† By that time, Lincoln had decided to issue the Emancipation Proclamation. But he would wait until he could claim military victory after the Battle of Antietam in September before proceeding Controversy at the End of the Civil War Horrified by the human cost of the Civil War, Greeley advocated peace negotiations, and in 1864, with Lincoln’s approval, he traveled to Canada to meet with Confederate emissaries. The potential thus existed for peace talks, but nothing came of Greeleys efforts. After the war Greeley offended a number of readers by advocating amnesty for Confederates, even going so far as to pay for a bail bond for Jefferson Davis. Troubled Later Life When Ulysses S. Grant was elected president in 1868 Greeley was a supporter. But he became disillusioned, feeling Grant was too close to New York political boss Roscoe Conkling. Greeley wanted to run against Grant, but the Democratic Party was not interested in having him as a candidate. His ideas helped to form the new Liberal Republican Party, and he was the party’s candidate for president in 1872. The 1872 campaign was particularly dirty, and Greeley was viciously criticized and mocked. He lost the election to Grant, and it took a terrible toll on him. He was committed to a mental institution, where he died on November 29, 1872. Greeley is best remembered today for a quote from an 1851 editorial in the New York Tribune: Go west, young man. It has been said that Greeley thus inspired many thousands to set out for the frontier. The most likely story behind the famous quote is that Greeley had reprinted, in the New York Tribune, an editorial by John B.L. Soule which contained the line, Go west, young man, go west. Greeley never claimed to have coined the original phrase, though he later expanded upon it by writing an editorial with the phrase, Go west young man, and grow up with the country. And over time the original quote was usually attributed to Greeley.

Exploring the german business culture Assignment

Exploring the german business culture - Assignment Example The official language is German that is used by over 95% of the population as their first language. Other minority languages include Sorbian, Frisian, Turkish and Kurdish. The communities experience a temperate and marine climate with cloudy and wet winters while the summers occasionally warm. The paper below address the German cultural aspects that should be considered when opening a business venture in Berlin through focus of intercultural aspects such as communication and decision-making styles. Each member has a defined role that he plays in a team. Individual members are respected for their technical ability and knowledge. Most of the organizational roles are undertaken under minimal supervision of the teams. Cross-cultural team management can prove difficult because most people are requested to make decisions in relation to their area of hierarchy. Therefore, decisions made at cross-departmental groups are revisited after the groups have submitted their findings to their superiors. Managers delegate responsibility to a group member who is technically competent to perform the delegated tasks (Gerhart, 2008: 259-274). The appointed person is given concise and clear instructions as the manager does not supervise or interfere with their duties. Socialization within the work quarters tends to be horizontal rather than vertical. Some of the cultural artifacts that characterize the business environment include: The vital aspect of German communication is the direct communication style that is seemingly confrontational. Business discussions and interactive meetings are characterized by open criticism normally directed towards any aspect of the problem, business or project at hand. This should not be considered as disapproval, but rather a method of seeking clarification on the business aspect that attracts their interest. At a personal level, Germans tend to be formally withdrawn, which many people view as being

What is Federalism Research Paper Example | Topics and Well Written Essays - 750 words

What is Federalism - Research Paper Example The federal government was left to handle the issue of interstate and international commerce and coining of the currency while the states dealt with and regulating the interstate power and to conduct their own elections as well as to exercises their own powers which had not been defined by the constitution. This type of federalism was however overtaken by state federalism which was also known as cooperative federalism where there was cooperation between the state and national government and this took place between 1939 and 1969. There were no clear boundaries where one type of authority began or ended even in the local level of governance. Between 1969 and the present new federalism prevailed. It insists on devolution where the states are given some power and responsibilities and limiting of powers of the federal government. This was called for on the logic that the locals and states were in a better position to be effective since they are at the people’s level and understands the circumstances at that level better than the federal government would. Federalism has allowed sharing of not only power but responsibilities as well. This has led to a peaceful coexistence and working together between the two types of governance system on social issues but more so political issues (Welch, Gruhl, Rigdon and Thomas, 2011). State legislators aim to bring to their respective houses prospective laws and policies that will not only benefit their state but other state as well which leads to coexistence in politics a thing which was previously not possible in the previous types of federalism or would simply be non-existent. A country having the all the powers being held by only one person leads to dictatorship and political problems. This is what happens in nations that lack federalism or even just devolution of powers which are only held by a few people in the government. With the system of federalism where power is divided between the federal and state,

A NATIONAL FARMING CRISIS :: essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  Towards the end of the nineteen twenties and through the nineteen thirties of the twentieth century the United States was struck with the largest economic dilemma; the Great Depression. Throughout the Great Depression president’s Herbert Hoover and Franklin D. Roosevelt tried their hardest at reconstructing the nation’s economy so that it would be able to continue it’s path to becoming the world’s greatest nation ever. However, it was a long and several times unsuccessful road which would come to see more than two decades when traveling down it.   Ã‚  Ã‚  Ã‚  Ã‚  During this great depression the farmers of America were greatly effected, maybe more than any other single group of persons in the nation (Bubble Bursts, 133). What came to be known as â€Å"Hoovervilles† popped up across the country, composed primarily of unavailing farmers and their families. In the central area of the United States is where most farmers were affected as it was made of mostly plains and open dirt roads. It was here in central America that farmers gained their most known name used throughout the Depression, â€Å"okies†. These, simply, were the farmers which harshly suffered during the economic downfall. Through times of terror and hardship, when the nation’s economy bottomed out, America’s farmers were faced with the most complex quandary ever; the national farming crisis of the Great Depression.   Ã‚  Ã‚  Ã‚  Ã‚  It is overt to all persons that when materials are grown or produced for sale that a profit is to be made so that money is made back. Between the years of nineteen fifteen and nineteen-nineteen many farmers in the United States actually prospered very well (Baughman, 89). This acute onset of â€Å"good times† was a direct result of European agriculture being temporarily destroyed by World War I (89). As Europe looked to rebuild domestic agriculture they simultaneously looked at nations afar to ephemerally support them. The United States was one of these nations which was looked to for help. Using the supply and demand theory American farmers increased and expanded their supply of crops in order to meet the short-term demand of Europe. This proved to be detrimental to the farming economy of America just several short years later (89).   Ã‚  Ã‚  Ã‚  Ã‚  Eventually, â€Å"†¦Europe was recovering and beginning to rebuild its agricultural sector, it no longer needed to import huge amounts of farm products from abroad†¦Ã¢â‚¬  (Baughman, 89). It was at this time in the early nineteen twenties that the economy of American farming began to plump downward.

Catalog of Federal Domestic Assistance Essay

The three types of Assistance from the lists that I believe that will benefit the organization profiled in Appendix A the most is: 1. Civil Rights and Privacy Rule Compliance Activities (http://www.hhsgov/ocr) 2. Intergovernmental Personal Act (IPA) Mobility Program ( http://www.opm.gov) 3. Labor Mediation and Conciliation (http://www.fmcs.gov) The one program that I feel that is the most valuable to the organization from Appendix A is Civil Rights and Privacy Rule Compliance Activities. The programs objectives are that the Office of Civil Rights in the Department of Health and Human Services ensures that the people have equal opportunities to participate in these services without any unlawful discrimination and to make sure that their health information is protected and to ensure that any electronic health information is safe. The eligibility requirements consist of anyone who believes that he or she has been discriminated against in some type of manner above or seek information concerning civil rights, and any recipients of Federal financial assistance who desire technical assistance and information assuring that their compliance with nondiscrimination laws. The type of assistance types are Advisory Services and Counseling, and Investigation of Complaints. The dollar range is not applicable. The average amount of assistance awarded (Salaries) FY 11 $40,699,293; FY 12 est $40,938,000; and FY 13 est $38,966,000. How this program is utilized by the organization profiled in Appendix A is that it is there to help the needs of the residents to provide counseling when needed and provide care for those who are medically indigent. Also to help the residents who are below the poverty level. This organization will bring a big impact to the needs of these residents.